Point of sale (POS) systems have become an essential part of modern-day businesses, providing efficient payment processing and streamlined operations. However, these systems are not infallible, and there are times when they can go offline. When this happens, businesses need to ensure that credit card data is stored securely to avoid breaches.
For businesses that store credit card data offline, PCI compliance is a major concern. The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements designed to ensure that businesses that process, store, or transmit credit card data do so securely. One of the requirements of PCI DSS is that credit card data must be encrypted when it is stored. Storing credit card data offline can be a violation of PCI compliance, as it can put sensitive information at risk. If a business experiences a data breach, they can be liable for the damages caused to customers whose information was compromised. This can include financial losses, identity theft, and other serious consequences.
When a POS system goes offline, it is unable to process credit card payments. Although the POS system is in offline mode, it still has the ability to store credit card data. While this can be a useful feature, it also poses a significant security risk, as the stored credit card data may result in a bad payment or bounced charges as well as PCI-compliant vulnerabilities caused by hackers or malicious actors.
While a lot of business owners assume offline mode is sufficient, it’s not until the POS system reconnects with an Internet connection that a payment can be processed. One way around this is to implement a RocketFailover® 4G LTE/5G Internet solution. This gives businesses secondary connectivity over cellular Internet and keeps POS systems online 24/7 even during Internet outages. By keeping your POS systems online with RocketFailover your business can continue to process credit card payments and remain PCI compliant.